Assumable Mortgages 101 for Realtors

Learn how assumable mortgages can help your buyers lock in lower rates and make your listings stand out in a competitive market.

Free virtual webinar | Monday, December 15, 2025 | 1:00 PM – 2:00 PM Eastern

Hosted by John Thomas, Loan Officer with Primary Residential Mortgage

We respect your time and privacy. You’ll get the webinar link and reminders only.

What You’ll Learn in Assumable Mortgages 101 for Realtors

A short, practical session that gives you the steps and language to use assumable loans in real deals.

  • What assumable mortgages are and how they actually work in today’s market
  • How buyers can take over an existing low-rate loan instead of getting a new one
  • Why listings with assumable mortgages can stand out and attract more buyers
  • Step-by-step overview of the assumption process and key legal/servicer steps
  • How to help streamline the assumption process for your buyers and sellers
  • Recent updates from VA that make it easier to assume a VA loan
  • How to talk about assumable mortgages confidently with clients and agents

If you want to help your clients win in a high-rate market, this class will give you a clear playbook.

Why Assumable Mortgages Matter in Today’s Market

Interest rates are higher than they were a few years ago. That makes many homes harder for buyers to afford.

At the same time, many homeowners still hold very low fixed rates on FHA, VA, and other loans. Those loans can be assumed in the right circumstances.

Assumable mortgages can create win–win scenarios: buyers get lower payments and sellers gain a larger buyer pool when a loan can be transferred.

Agents who understand assumable loans can market listings differently and unlock deals others might miss.

This section shows the practical reasons to add assumptions to your toolkit and how it can move stalled listings.

This class will show you how to turn assumable mortgages into a real advantage for your clients.

Who This Class Is For

This short class is built for agents who want clear, usable steps they can use right away.

  • Agents who want to stand out in listing presentations
  • Buyer’s agents trying to help clients afford more home despite higher rates
  • Team leaders looking for fresh training topics for their agents
  • Newer agents who want a simple, clear explanation of assumable loans
  • Experienced agents who have heard of assumptions but never used one in a deal

About Your Speaker, John Thomas

John Thomas is a Loan Officer with Primary Residential Mortgage. He works day-to-day with buyers, sellers, and agent teams to find practical financing solutions.

John runs classes and webinars for agents that focus on real-world steps, paperwork, and the client conversations that move deals forward.

His teaching style is practical and direct: no theory-heavy slides, only the processes and scripts agents can use on the next listing or buyer meeting.

John’s goal is simple: give you clear, practical tools you can use on your very next deal.

Save Your Seat Today

It’s free. It’s a live virtual class with Q&A. Seats are limited to registered agents so we can send the webinar link and reminders.

Can’t stay the whole time? Register anyway and we’ll share the key takeaways after the class.

Frequently Asked Questions

Is this class really free?

Yes. The webinar is free for real estate agents and team members.

Do I need to be licensed in a specific state to attend?

No. Agents from any state may attend the class. Local rules that affect assumptions will be noted, but we recommend checking state-specific guidance for final steps.

Will there be a replay?

Yes. Registered attendees will receive a replay link after the live session.

Can I invite someone from my team?

Yes. Team members are welcome to register separately.

Will you give loan approvals or rate quotes during the webinar?

No. The webinar is for education only. We will not provide individual loan approvals or exact rate quotes on the call. Please reach out after the class for case-by-case assistance.

Will you cover specific client scenarios?

We will cover common scenarios and the exact steps agents should expect. For complex, individual cases we’ll invite you to contact John after the webinar for a private review.

Primary Residential Mortgage — Contact & Compliance

Primary Residential Mortgage – NMLS
John Thomas, Loan Officer – NMLS
Office phone: • Office email:
This webinar is for educational purposes only and does not provide legal, tax, or accounting advice.

For questions about the class, contact us at or visit our contact page: Contact Page.